Car accidents are something many California drivers have experience with at some point.
However, misinformation can cloud people’s understanding of these events. It can lead drivers to make errors they would not otherwise have.
1. Minor collisions do not cause injuries
One misconception is that minor car accidents do not lead to injuries. Even low-speed collisions can cause whiplash, soft tissue injuries. and other health issues that may not manifest immediately. It is important to seek medical attention after any car accident, no matter how minor it may seem. This helps ensure proper diagnosis and treatment of any injuries.
2. Insurance covers everything
Some people believe that having car insurance means complete protection in the event of an accident. While insurance can provide financial assistance, it may not cover all expenses. This especially could be the case if the other party is underinsured.
Additionally, insurance claims can be complex. There is no guarantee of receiving full compensation without legal intervention.
3. Fault is always clear
Many people assume that determining fault in a car accident is straightforward. However, fault often comes into dispute, especially when multiple factors contribute to the collision. California follows a pure comparative negligence system. Compensation laws consider each party’s degree of fault.
4. You do not need to report minor accidents
Some drivers believe they do not need to report minor accidents to the authorities or their insurance company. However, California law requires drivers to report accidents that result in injury, death or property damage exceeding $1,000. Failing to report an accident can result in legal consequences and complications with insurance claims.
Understanding the truth behind common myths helps drivers stay safe and navigate the aftermath of an accident. Always prioritize safety, and seek appropriate assistance.